About Heather Braithwaite

Heather Braithwaite, Associate, HB&C, has worked in this capacity since 2009 and conducted research and writing tasks for the U.S. Department of Energy, the Hawaii Public Utilities Commission, the Connecticut Energy Finance and Investment Author¬ity among others. She has extensive experience in contractor relationships, stake¬holder management processes, outreach, coordination and meeting planning.

Single Family Loan Program Notice of Workshop on Proposed Regulations

California Alternative Energy and Advanced Transportation Financing Authority

Single Family Loan Program

Notice of Workshop on Proposed Regulations

CAEATFA staff will be holding a workshop to present proposed program regulations and solicit feedback on its Single Family Loan Program under the California Hub for Energy Efficiency Financing.

Thursday, December 11, 2014

9:30 AM – 12:00 PM

915 Capitol Mall, Room 587 Sacramento, CA 95814

Both in-person and remote attendance options are available.
See below for more information.


The California Alternative Energy and Advanced Transportation Financing Authority (CAEATFA) is collaborating with the California Public Utilities Commission (CPUC) and the state’s investor-owned utilities (IOUs) to develop a series of statewide energy efficiency financing pilot programs for residential and non-residential sectors. The pilot programs are designed to help California achieve its energy efficiency goals by increasing the availability of low-cost financing for energy efficiency investments throughout the state. The programs are designed to encourage and leverage private lending and investment with various features such as loss reserves, debt service reserve funds, and the ability for IOU customers to include monthly loan payments directly on their utility bills (on-bill repayment). These features also should allow lenders to offer better rates and terms by reducing their risk. In turn, consumers will have increased access to lower-cost financing, allowing them to upgrade their homes and businesses while saving money on energy. The CPUC has allocated $65.9 million for developing, administering and providing credit enhancements to the pilot programs. This workshop is specific to the regulations for the Single Family Loan Program Pilot, the first of the pilots to launch.

The Single Family Loan Program is designed to serve the residential, single-family (1-4 units) market in the geographic area covered by the four IOUs. It provides a loan loss reserve as a credit enhancement to lenders who finance eligible energy efficiency projects that include measures which have been identified by the IOUs and approved by the CPUC. In October 2014, CAEATFA hosted roundtable discussions geared towards lenders and contractors to gather their input into the program design. This workshop is to present and discuss the proposed regulatory text that staff developed as a result of the previous round of stakeholder feedback.



To attend the workshop in person, please RSVP to cheef@treasurer.ca.gov and provide the following information: Name, Industry, Company, Phone Number.

To attend the workshop via webinar, please RSVP at:


Public Comment

Please submit written comments to cheef@treasurer.ca.gov by 5pm on December 17, 2014. After considering the comments received, CAEATFA may revise its draft regulations prior to submitting them to its Board for approval. Staff anticipates that the regulations will be considered for approval at the CAEATFA Board Meeting currently scheduled for January 20, 2015.


Additional Information

Additional information about the Pilot Programs and the upcoming workshop is available online at: http://treasurer.ca.gov/caeatfa/cheef/index.asp. Draft regulations and workshop presentation materials will be posted on CAEATFA’s website in advance of the workshop.
If you have any questions, please contact Sarah Taheri at sarah.taheri@treasurer.ca.gov or (916) 651-5105.

Single Family Webinar Presentation

SF Residential Presentation Final

In-Depth Response:

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Welcome to the California Energy Efficiency Financing Project! This important new initiative will help develop, design and implement new energy efficiency financing products to save money and energy for California’s ratepayers.

We all know that energy efficiency is nearly always the cheapest, quickest and cleanest energy option. But one key barrier to consumers selecting energy efficiency, particularly for larger home or office projects, is that even with many years of bill savings to come, the up-front costs may be daunting. Energy efficiency financing is designed to:
[Read more…]